By becoming a signatory of the PRI (Principles for Responsible Investment) and PSI (Principles for Sustainable Insurance), PosteVita and BancoPosta Fondi SGR affirm their commitment to pursue a socially responsible management activity in line with the Group’s strategy.
The incorporation of environmental, social and governance (ESG) criteria into traditional investment processes forms one of the cornerstones of the Company’s sustainability policies. By implementing effective investment processes, the financial segment can help protect society, promote innovation and support economic growth, making an important contribution to the country’s sustainable development.
- Guidelines for Investment in Sensitive Sectors BancoPosta Fondi SGR
- Guidelines For Exercising Voting Rights And Engagement Activity BancoPosta Fondi SGR
- Poste Vita Group: Guidelines for the investment in sensitive sectors
- Guidelines on the exercise of voting rights and engagement activities of the Poste Vita Group
- Gruppo Poste Vita’s Responsible Investment Policy
- Gruppo Poste Vita’s Responsible Insurance Policy
- Responsible Investment Policy of BancoPosta Fondi S.p.A. SGR
The incorporation of environmental, social and governance (ESG) criteria into traditional investment processes forms one of the cornerstones of the Company’s sustainability policies. By implementing effective investment processes, the financial segment can help protect society, promote innovation and support economic growth, making an important contribution to the country’s sustainable development.
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| Half-yearly monitoring of the degree of social responsibility and carbon footprint of the portfolios of BancoPosta Fondi SGR and Poste Vita | Widened and strengthened the range of products whose investment decisions take into account ESG factors | Integrated into the information system portfolio analysis tools for ESG data integration and ESG KPI monitoring | |
| Objectives | Indicator (KPI) | Target | Baseline | Implementation Status 2022 |
|---|---|---|---|---|
| Development of sustainable initiatives dedicated to internal stakeholders | • No. of initiatives | • 4 by 2024 | 2021 | • 3 |
| Gradual inclusion of an ESG component in Poste Vita investment products | • % of Poste Vita products with ESG elements | • 100% by 2024 | 2020 | • 60% |
| Increase BancoPosta Fondi SGR investments involving the integration of ESG criteria | • % of total AUM of Funds distributed with: a) benchmarks composed of ESG Indices for the Funds with benchmarks; b) investment policies with specific selection criteria for financial instruments linked to ESG factors for Funds without benchmarks | • 50% by 2022 | 2019 | • 88% |
| Increase BancoPosta Fondi SGR investments involving the integration of ESG criteria | • % of total AUM of Funds distributed with: a) benchmarks composed of ESG Indices for the Funds with benchmarks; b) investment policies with specific selection criteria for financial instruments linked to ESG factors for Funds without benchmarks | • 75% by 2023 | 2021 | • 88% |
| Market launch of Poste Assicura’s digital risk protection insurance offer linked to Web use | Development of digital risk insurance offerings | • Development and launch on the market of offerings by 2022 | 2021 | • Commercial offerings |
| Market launch of Poste Assicura’s specialist check-up, physiotherapy and diagnostic coverage, which can be purchased by a broad target and which supports the need to obtain private healthcare in a pandemic context of a generalised reduction in national healthcare spending |
Development of offerings | • Development and launch on the market of offerings by 2022 | 2021 | • Commercial offerings |
| Development of offerings dedicated to people with fragility |
• Development of offerings for people with disabilities |
• Development of the offering on the market by 2022 |
2020 | • Offering developed |
| Integrate into at least one fund open to retail a strategy – also in competition with others – aimed at controlling and containing carbon emissions |
• No. of funds | • 1 by 2024 | 2022 | NEW |
| Increase ESG indicators against which BancoPosta Fondi SGR’s investment portfolios can be monitored | • Define a proprietary synthetic sustainability indicator | • Definition of the indicator by 2024 | 2022 | NEW |
| Development of a strategy concept integrating sustainability objectives (pursuant to Art. 9) | • No. of strategies with a sustainability objective | • 1 by 2024 | 2022 | NEW |
| Revision of offerings to include personal care services, according to a full ESG approach | • Expanding offerings with personal care services | • Expansion of offerings by 2023 | 2022 | NEW |
| Implementation of a new insurance check-up to tailor proposed cover to each client on by household, and not just by individual, to identify protection needs more precisely, and thus reduce the level of underinsurance of the Italian population | • No. of insurance check-ups in production | • 1 by 2023 | 2022 | NEW |
| Creation of a new model of access to and use of insurance products, with a main focus on personal coverage, to increase awareness and diffusion among the Italian population, in two phases: • Rationalisation and simplification of offerings, moving beyond the traditional “coverage” structure towards a “needs” structure; • Development of an advisory model that guides the client to the most suitable health facilities for the specific need and generally facilitates the “use” of the policy (i.e., claims management) |
• Restyling of Persona line by Poste Vivere Protetti • New advisory and benefit management process |
• Restyling of Persona line by Poste Vivere Protetti by 2023 • New advisory and benefit management process by 2023 |
2022 | NEW |
